Needs + wants covered ✓
Savings
$0
Debt
$0
Debt-free ✓
Month 1
Scroll to play
split.
By Mason Chambers
Every cent of your paycheque needs a job.
Answer a few quick questions and watch your pay split into needs, wants, savings and debt payoff, cent by cent.
Free. No spam, just Money Setup tips. Unsubscribe anytime.
Step 1 of 5
Where do you live?
This sets your currency and the right accounts.
CanadaCAD · TFSA · FHSA
United StatesUSD · Roth IRA
Step 2 of 5
What lands in your account each payday?
Take-home, after tax. Check your pay stub or bank app.
Step 3 of 5
What do you have to pay each month?
Only the must-pays. Fun money comes later.
Monthly must-pays$0
Step 4 of 5
What kind of saver are you?
No wrong answer. You can always change it later.
Step 5 of 5
Last bit: debt and savings.
Rough numbers are fine. Leave blank if none. We'll assume typical interest rates for you.